What Exactly Does Renter Insurance Cover?

It protects your belongings and covers personal liability. FIG Renter supports you in tough times.

If Your Bicycle is Stolen

Coverage for crime and vandalism reimburses you for damaged or stolen belongings

If Water Damage Affects Your Belongings

Water damage coverage protects you in case your electronics get wet or your pipes create a mess

If Fire Destroys Your Belongings

Fire and smoke coverage ensures you're protected when things heat up

Also, protect yourself from damage caused by others' accidents in your home

If You're Sued for Compensation

Liability coverage protects against home accident lawsuits with legal representation and expenses covered

If Someone is Injured in Your Home

We'll cover medical expenses for accidents or injuries at your home

Good To Know...

Renter insurance might seem complex, but we've put in the effort to simplify it. For any lingering questions, refer to our guide on understanding renter insurance.

What does FIG Renter insurance cover?

Your policy includes protection for personal property against theft and damage, as well as coverage for legal claims arising from accidental damage or injury to others. Additionally, if your home becomes uninhabitable due to specific types of damage, we'll assist in covering the expenses of temporary living arrangements.

Does FIG offer renter insurance near me?

We're glad you asked! FIG'S renter insurance is available in 28 states plus Washington, D.C., and we're still growing.

What if something I own gets stolen outside of my home?

You're always protected! Your FIG renter policy extends coverage to your personal property globally. Explore theft coverage details here.

What if I want to cancel my policy?

Feel free to cancel your policy anytime using the FIG website, and you'll receive a refund for the remaining paid period. No hard feelings!

How much does renter insurance cost?

Our affordable renter insurance coverage starts at $5 per month, but your policy price (aka the “premium”) will be affected by the coverage amounts you choose, among other factors. You can get your online renter insurance quote here.

How do I file a claim?

Our budget-friendly renter insurance begins at $5 per month, but your policy cost, known as the 'premium', is influenced by the coverage levels you select and other factors.

I already have a policy with another carrier - can I switch?

Certainly! After you join us, we'll notify your previous insurer formally. Upon receipt, they are expected to terminate the remaining term of your policy and reimburse any outstanding payments.

How do I add an interested party?

All you need to do is tap 'Add-ons' under your policy page in the FIG app or your policy on your account page here and select ‘Interested Party’. Fill in their name, address, and email and you’re all set!

What is Extra Coverage?

Extra Coverage provides advanced protection for items like jewelry, fine art, cameras, bicycles, and musical instruments. With deductible-free claims and coverage for accidental loss and damage, you can apply for Extra Coverage when signing up for a policy or at any time after activating it.